With the Fertifa Payment Plan, we can pay for your employees' treatment now and they can pay us back for it later.
The Fertifa Payment Plan is for companies looking to provide their employees with an option to cover the costs of a reproductive health treatment, health assessments or Fertifa consultations, without any upfront or out of pocket expense, interest-free.
Who is it for?
The Fertifa Payment Plan is for companies looking to provide their eligible employees with an interest-free option to pay for reproductive health treatments, health assessments or Fertifa consultations. It is available to employees of participating workplaces who satisfy eligibility and affordability requirements.
What is it?
The Fertifa Payment Plan pays an eligible employee’s healthcare provider the upfront cost of a reproductive health treatment, health assessment, or consultation. The employee will repay Fertifa the amount through convenient, interest-free salary deductions for up to 12 months.
How to access the Fertifa Payment plan?
To access the Fertifa Payment Plan, an employer must sign up to the Fertifa Enhanced Programme. Employees of those workplaces with access to the Payment Plan are able to apply and must satisfy eligibility and affordability requirements to access the service. A Fertifa Advisor can help guide the employee through the process, from start to finish.
How does it work?
1
Employee selects their treatment, health assessment or consultation
2
Employee applies for the Payment Plan and Fertifa assesses eligibility and affordability
3
Eligible employees are offered a Payment Plan outlining monthly salary deduction amounts
4
Employee sends required documentation to Fertifa
5
Fertifa pays the health provider directly for the employee’s treatment, health assessment or consultation
6
Employee repays Fertifa for treatment through monthly salary deductions
What does this mean for workplaces and their employees?
Employers can access the Fertifa Payment Plan by enrolling in the Fertifa Enhanced Programme, which offers employees additional services, including financial support and access to reproductive health treatments, health assessments, and consultations.
Interest-free payments:
With the Fertifa Payment Plan, eligible employees don’t need to pay out of pocket upfront, and can spread the cost of a treatment, assessment or consultation for up to 12 months (interest-free) through convenient monthly salary deductions, avoiding interest loans.
Streamlined selection:
Employees can access the Payment Plan through their Fertifa account, eliminating the hassle of navigating complex financing options for reproductive health treatments. Dedicated Fertifa Patient Advisors can assist employees in choosing treatment clinics and payment options, ensuring informed decisions align with their needs and preferences.
Affordable access to care:
The Fertifa Payment Plan enables individuals or couples to pay for treatment without the burden of upfront costs. Each Payment Plan is tailored to the individual employee and their chosen treatment and specific needs.
Safeguarding from financial difficulty:
Fertifa undertakes checks for eligibility and affordability in order to safeguard employees from financial difficulty.
Personalised support:
Our team will provide tailored assistance throughout the Payment Plan application process and the entire treatment, assessment or consultation journey, offering guidance and reassurance every step of the way.
Long-term benefits:
The long-term benefits of employees having greater access to reproductive health treatments, health assessments and consultations include increased employee satisfaction, retention, and productivity, as well as a positive impact on company culture and diversity initiatives.
Risk mitigation:
For employers, Fertifa takes on the cost of eligible employees' treatment and the full risk of recovering repayment in the event of any default or change in employment status.
Secure collection process:
Fertifa manages the collection of monthly salary deductions along with the employer’s payroll department, reducing the administrative burdens for HR teams and guaranteeing seamless transactions, with minimal disruption.
Confidential claims management:
Employees will have complete privacy with Fertifa's discreet claims management. Salary deduction requests to the employer will not disclose any employee reproductive health treatment details.
Fertifa Payment Plan details
What is included?
Reproductive Health Treatments
Health Assessments
Neurodiversity Assessments
Fertifa Consultations
What is excluded?
Reproductive Health Assessments at external clinics
Add-ons after commencement of treatment
Ongoing gamete or embryo storage fees
Medication
Try our Payment plan repayment calculator
Once an eligible employee is approved by Fertifa for the Payment Plan, the repayment period depends on the amount applied for, repayment period can be seen using our calculator below:
under £500
Monthly over 3 months
Between £500 - £1000
Monthly over 6 months
Over £1000
Monthly over 12 months
FAQs
Employees with access to the Payment Plan are subject to affordability and eligibility checks.
Absolutely! Drop us a message in the form below. We’ll arrange a 15-minute call with a member of our sales team and scope out what reproductive healthcare benefits could look like for you.
On the back of this, you’ll receive your own proposal and a greater understanding of how Fertifa’s solution could round out your benefits offering and portfolio.
The Payment Plan needs to be repaid via monthly Salary Deductions within 12 months.
Only UK residents are eligible. Applicants must be able to prove they live and work in the UK.
Monthly repayments will start the following payroll month.
Once the employee has submitted an application, the application review can take up to 10 business days.
